Terms of Use

‍Last Updated: May 24, 2025

Welcome to Investor Academy (the "Website"), a blog dedicated to providing informational content on investing. These Terms of Use ("Terms") govern your access to and use of the Website. By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Website.

1. Acceptance of Terms By using our Website, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you must not use our Website. We recommend that you print a copy of these Terms for future reference.

2. Changes to Terms We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.

3. Content and Intellectual Property

  • Our Content: All content provided on the Website, including text, graphics, logos, images, and the compilation thereof, and any software used on the Website, is the property of Investor Academy or its content suppliers and protected by copyright and other intellectual property laws. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website, use of the Website, or access to the Website or any contact on the Website through which the service is provided, without express written permission by us.
  • Permitted Use: You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website strictly in accordance with these Terms for your personal, non-commercial use.
  • Prohibited Use: You agree not to use the Website:
    • In any way that violates any applicable national or international law or regulation.
    • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.
    • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail,""chain letter," "spam," or any other similar solicitation.
    • To impersonate or attempt to impersonate Investor Academy, an Investor Academy employee, another user, or any other person or entity.
    • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm Investor Academy or users of the Website or expose them to liability.

4. Disclaimer of Warranties and Limitation of Liability

  • No Financial Advice: The content on Investor Academy is provided for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice. You should not rely on the information on this Website as a substitute for professional advice from a qualified financial advisor or other professional. Any reliance you place on such information is therefore strictly at your own risk.
  • Accuracy of Information: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
  • As Is Basis: The Website is provided on an "AS IS" and "AS AVAILABLE" basis. Investor Academy makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  • Limitation of Liability: In no event shall Investor Academy, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

5. User Conduct and Comments (If Applicable) If your blog allows user comments or contributions:

  • You are responsible for your own communications and for any consequences thereof. You agree to use the Website only to post, send and receive messages and material that are proper and related to the particular Service.
  • By way of example, and not as a limitation, you agree that when using the Website, you will not:
    • Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
    • Publish, post, upload, distribute, or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful topic, name, material, or information.
    • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
    • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • We reserve the right to remove any comments or user-generated content that we deem, in our sole discretion, to be inappropriate, offensive, or otherwise in violation of these Terms.

6. Third-Party Links The Website may contain links to third-party web sites or services that are not owned or controlled by Investor Academy. Investor Academy has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that Investor Academy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

7. Indemnification You agree to defend, indemnify, and hold harmless Investor Academy and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Website, or b) a breach of these Terms.

8. Termination We may terminate or suspend your access to our Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Website will immediately cease.

9. Privacy Policy Your use of the Website is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to understand our practices.

10. Contact Us If you have any questions about these Terms, please contact us at general@investoracademy.com.

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